A Spending Plan gives you a framework for how and where to spend your money in order to achieve your goals and live your life in alignment with your values. Want some background on how to create a Spending Plan? Read this post, which discusses: The top 2 reasons to create and follow a spending plan (one is definitely […]
Afford
Yes, you can afford to live your ideal life, even on an entry level salary, even if you still live at home, even if you have six-figures of student loan debt. Read on for tips, tricks, and hacks for earning extra cash, saving more than you thought possible, investing like a boss, getting out of debt, and achieving financial independence in your twenties.
STOP Budgeting! Do This Instead & You Can Spend Your Money AND Achieve Your Goals
Outside of the personal finance world, the b-word is a dirty word. No, not that word. I mean BUDGET. When someone says you should budget, you probably have visions of eating a bland peanut butter sandwich every day for lunch; having to shamefully text your friends that no, you can’t go for drinks after work, […]
2016 Review – Paying Off $33k in Student Loans + Living on $4,500
In 2016, my expenses were less than $4,500, but I still had a lot of fun – after all, my main priority is enjoying my twenties while aggressively paying off my student loans. I went to a few festivals, including a brew festival, a music festival, and a chowder festival (who knew that was a […]
2015 Review – Graduating College, Getting Job(s), and Repaying $9,750 of Student Loans
2015 was a roller coaster – I was working towards graduating with honors in my bachelor degree program, trying to get a full-time job in my field, and sifting through the stacks of old student loan information that I had conveniently forgot about for the past four years while in college. I was also […]
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Why Debt is Not For Me
Photo by Tim Marshall If you search google with “why debt is…” it will first complete your query with “why debt is good.” I went down that rabbit hole to see the reasons people have for thinking (or rationalizing) that their debt is good. The idea of “Good Debt” versus “Bad Debt” is perpetuated throughout the […]