I had no idea how I would pay off the $100,000 of student loan debt I had accrued in college – maybe you can relate. Once I started, I’d look at the stories of other people who were fighting the same struggle I was. In these stories, I’d find goldmines of tactics, tips, and motivation. It […]
- Habits + Goals
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How to Track Progress Towards Your Goals for More Success
Table of Contents Do you set goals, and then get off track or forget about them because life gets busy? Or do you get to December and realize you have no clue if you’ve come close to reaching your goals or resolutions for the year? Don’t worry, you are not alone. In fact, a study […]
Budget-Friendly Gifts You Can Give For Christmas
Christmas is coming! The season of gift-giving is just around the corner. Do you already have gifts for your family, friends, neighbors, and officemates? Don’t worry, there’s no need to break the bank just to find something nice. Here’s a list of budget friendly gifts (that you can make at the last minute too!) […]
- Habits + Goals
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How to Create a Gorgeous Vision Board Using PicMonkey
Vision boards are a beautiful and effective way to visualize your goals and make your resolutions display-worthy! Visualizing your goals, and keeping them visible at all times will make sure you are keeping what you want to achieve at the very front of your mind. This will make you more likely to achieve what you […]
The Ultimate Beginner’s Guide to Emergency Funds
Dealing with an emergency – whether it is a family member getting sick, your car breaking down, or getting laid off from your job – is stressful enough. These emergencies get even worse when you don’t have enough money to get you through a difficult time. Unfortunately, anything can happen, no matter how carefully […]
- Afford
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Millenials in Debt: Ignore Outdated Advice and Become Debt Free
This article will dive into the following topics: Changing Times: Why “good” debt has become a myth Bad advice: The outdated advice you hear all the time to avoid at all costs Debt alternatives: Options you can consider instead of accruing more debt Become debt free: The order in which you should pay off […]
- Habits + Goals
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How to Create an Eye-Catching Vision Board in Canva
Vision boards are a beautiful and effective way to visualize your goals and make your resolutions display-worthy! Visualizing your goals, and keeping them visible at all times will make sure you are keeping what you want to achieve at the very front of your mind. This will make you more likely to achieve what you […]
Earn Extra Money: 9 Awesome Ideas You Can Use This Week!
Is your payday still a week away? Are you trying to figure out how to make money fast this week? Making more money is always a great idea, but finding the time to fit in a second job? Well, that’s a lot more difficult. Fortunately, we are now lucky enough to be living in […]
- Habits + Goals
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How to Make a Vision Board That Actually Works
A vision board (also known as a dream board) that actually works is one that you look back on at the end of the year and say “yeah, I’ve done all of that!” Here are actionable steps to turn your vision board from merely beautiful to actually functional. Your vision board can, and will, […]
- Habits + Goals
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SMART Financial Goals You Need to Set Right Now
Table of Contents Have you achieved your past goals, and now you’re ready to move on to something bigger and better? Or maybe you looked back and realized that your financial life could use a little structure in the form of goals to get the ball rolling again? It is typical to set goals at the […]
- Habits + Goals
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6 Simple SMART Goal Templates to Make Goal Setting Insanely Easy (and Effective!)
SMART Goal Templates will help you goals the right way, so you can actually achieve them. There’s no doubt about it – setting SMART goals is the best way to make sure you actually achieve your goals. It’s amazing how setting SMART goals provides clarity as well as the focus needed to get the most […]
- Habits + Goals
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Conquer Your Goals: How To Set SMART Goals That Will Help You Get Shit Done
SMART goal setting will totally disrupt the vicious cycle of setting goals and then not achieving them. Have you ever felt like you’ve been working towards a goal FOREVER, but realize that you’re not getting anywhere? Reflect on the past four or five years. Is there a pile of new year’s resolutions, morning routines and […]
Budget Cheat Sheet: How to Make a Brand New Budget in 6 Easy Steps
Table of Contents Wouldn’t it be great if someone would tell you exactly how to create a new budget – for your first time, for the new year, or when your old one just isn’t cutting it? That’s what this post is all about – six straightforward steps that will help you put together your […]
5 Actionable Budget Tips for the Perfect Spending Plan
Do you want to create the perfect budget that is easy to follow and helps you achieve your financial and lifestyle goals? If you implement these five actionable budget tips, your budget this year will be better than ever. By perfecting my budget, I managed to pay off over $70,000 of student loans and save a […]
How to Simplify + Improve Your Budget in 8 Easy Steps
A better way to budget: a Spending Plan gives you a framework for how and where to spend your money in order to achieve your goals and live your life in alignment with your values. Want some background on what a Spending Plan is (hint: it’s better than a budget!) and how to create one? Read this post, Spending […]
Spending Plan 2018 – Save $15k, Invest $24k, Live on $1k per month
A Spending Plan gives you a framework for how and where to spend your money in order to achieve your goals and live your life in alignment with your values. Want some background on how to create a Spending Plan? Read this post, which discusses: The top 2 reasons to create and follow a spending plan (one is definitely […]
- Habits + Goals
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2018 Goals – Dream Board
I began the habit of creating a visual representation of my goals in the form of a dream board in 2017. I kept it in the cover of my planning binder to keep my aspirations front-of-mind every day. Below is my 2018 dream board. Related Posts:Table of Contents How to Make a Vision Board that […]
- Habits + Goals
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2018 Theme – Meditation + Mindfulness + Minimalism & #ChallengeYear
I try to develop a theme for the new year. Some people suggest picking just one word, but I find that one word can never quite encompass my many ambitions for the coming year. So, this year, I picked four words. Beneath these words are my “why” and/or the “how” for the theme words. […]
- Career
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Healthy & Productive Habits + Getting a Promotion with Half the Required Experience
In this post, I’ll discuss: Habits I implemented in order to get a promotion with only half the required experience Productivity strategies I utilized to get a bonus even though my company didn’t give out bonuses this year The system I’ve used to start getting up earlier and getting into work more than an hour […]
2017 Review – $27k Student Loans Paid Off + $17k Saved + $950 Spent Per Month
In this post, I’ll discuss the strategies I used to: Pay off $27,600 of student loans this year; Save a $10,000 emergency fund in 4 months; Increase my net worth by $40,000 this year; Live on less than $1,000 a month, while traveling and enjoying life; and Save $6,900 for investing in 2 months. […]