Food is one of the biggest 3 expenses in most people’s budgets (along with housing and transportation). So, it makes sense to cut down this expense category in order to save money! Save more money and cut your food budget in half by making some of these easy changes. You don’t have to stop eating […]
Cut Your Car Costs: Simple Ways to Save Money on Transportation
Transportation costs are a significant portion of most people’s budgets. They’re actually one of the top 3 expenses, along with housing and food. In addition to the cost of your car, you also have to consider the maintenance, insurance, fuel, and other expenses associated with owning a vehicle and getting around. What are some ways […]
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67 Ways To Reduce Your 3 Biggest Expenses
Some common financial advice you’ll hear is that small everyday expenses add up. By cutting out a daily $3 latte, you could save $1,000 a year! The match checks out. However, I’d argue that you’d be better off focusing your efforts on your biggest 3 expenses, rather than on small, everyday purchases. I’m a big […]
The 8 Best Ways To Save Money on Housing (For Renters and Homeowners)
One of the biggest challenges in personal finance is figuring out ways to spend less money — and one of the best ways to accomplish that is to cut down on your housing expenses. If you are like most Americans, housing is your single largest monthly expense. Implement some of the tips below to reduce […]
How To Manage Your Money In 10 Minutes a Month
Who has time to spend constantly moving money around to different accounts to make sure they’re saving and investing enough, and paying their bills on time? Not me! Because I’m lazy, I’ve found the best no-effort way to save and invest: automation. This article covers how to automate your finances so you don’t have to […]
Lost my voice, gained my clarity: FinCon 2019 Recap
2020 Update: I am releasing this FinCon 2019 blog post recap exactly a year later, on September 4th, 2020. I switched from blogging to podcasting right after FinCon, and didn’t publish on my blog for several months while I was working on the podcast launch. This draft was sitting in my WordPress, 90% complete, for […]
Secrets to Saving Money with a No-Spend Challenge
A no-spend challenge is committing to only spend money on things you consider necessities for a certain period of time. It is a great opportunity to reconnect with your priorities and align your spending to your values. During a no spend challenge, you can also seek out money you were wasting, and stop the flow! […]
5 Steps to a Successful No-Spend Challenge
A no spend challenge is when you challenge yourself to not spend in certain categories for a certain period of time. You can do it for a week, a month or a year, and you can customize it to fit your needs and goals. Obviously, you will need to spend money on necessities, but even […]
Balancing Financial Independence and Lifestyle Design
Financial independence and lifestyle design are compatible topics that are often seen as at odds with each other. However, financial independence and lifestyle design do not have to be consecutive goals, where you design your lifestyle after achieving financial independence. Rather, they are goals that should be pursued simultaneously. Most people pursue financial independence and […]
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Ultimate Guide to Paying Off Debt
When you think about becoming debt free, it can be overwhelming to imagine all of the questions that come up, like: How much debt do I even have? How does debt payoff work? What order should I pay off my debt? Should I pay off debt or invest? This article will walk you through the […]
Working From Home Tips: How To Be Productive & Manage Your Time While Working Remotely
Last year, working from home might have sounded like a dream come true for workers who wanted more flexibility, less micro-managing, and fewer interruptions. Working from home means no more morning and evening commutes in rush hour traffic and a better chance of achieving a good work/life balance. Now, working from home is the […]
Black Lives Matter Resources
Take a stand with me against the violence, racism and police brutality that the black community in America has faced for far too long. I encourage you to not only listen, and learn, but to also take action against racial injustice. Black Lives Matter. Below are a few resources to get started. Please comment if […]
Black Lives Matter: A Letter to the TwentyFree Community
Dear reader,Table of Contents I am protesting against the violence, racism and police brutality that the black community in America has faced for far too long. I want to make it very clear – Black Lives Matter. I will not tolerate any racism in my community, and I promise to use my platform to discuss […]
A Note to White Allies
Fellow white allies – we MUST speak up. Being afraid to say the wrong thing often means we don’t say anything, and we don’t take risks to use our power to stand up for those with less power. This silence then upholds the very power dynamic that makes our voices as allies so important. That’s […]
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8 Powerful Strategies For Managing Stress During a Crisis
As the world experiences COVID-19, people are facing enormous stress and anxiety. Managing that stress can be overwhelming. If you are finding it hard to manage your stress during this crisis, here are some actionable ways you can manage (and even prevent) feelings of stress and anxiety during a crisis. 1. Identify signs of stressTable […]
The Secret to Complete Freedom: Financial Independence
What if you never needed to work again, and you could still live the life of your dreams? This is possible through a concept called Financial Independence (also known as FI). When you’re financially independent, you don’t rely on income from a job to pay for your basic needs or wants. You aren’t living paycheck to […]
How I stayed in a $1,500 per night hotel room for FREE
Imagine standing at the front desk in the gold-leafed lobby of one of the nicest hotels in Paris. The impeccably dressed clerk hands you the bill and informs you that you’ve been upgraded to the King Suite from the standard room you booked. You glance down at the paper in your hand, which indicates that […]
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There’s no better time than NOW
I don’t think anyone likes commuting to work. The otherwise productive morning time you could be using for a myriad of more pleasurable or useful things (namely sleeping more or sitting down to eat breakfast) is spent sitting in a car, in a herd of other people sitting in other cars, eyes captive but […]
Our Return Flight From Paris Was Delayed (a whole day!) +They Didn’t Even Tell Us!
Mixed feelings. That’s you get when you try a new experimental scratch beer at your favorite brewery, what you get when you eat one of those super sour/sweet candies, and what you get when you realize your flight home from France has been delayed for an entire day (and then some). Of course I want […]
Save Thousands This Year With A Saving Challenge
Have you ever wished you had so much money that you could easily afford to take a last minute vacation to a tropical island when your friend invites you, or to drop an envelope of cash containing the downpayment on your dream house in the realtor’s office as soon as you see that gorgeous […]